DISCLAIMER

VenFin Limited ("VenFin") provides this Internet Website ("Website"). Your use of this Website is subject to the following terms and conditions that VenFin may revise at any time, with the revised terms taking effect as of the date of its posting.

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS Website. By using this site, you signify your assent to these terms of use. If you do not agree to these terms of use, you may not use the Website.

Use of Proprietary Information on this Website
VenFin maintains this Website for your personal information and education. You may download or print the Proprietary Information on this Website for your own non-commercial, educational, private or domestic use only, provided you do not delete or change any copyright, trademark, or other proprietary notices, or distort, mutilate or otherwise modify the Proprietary Information in a manner that may be prejudicial to VenFin. You should assume that everything you see or read on the Website (such as images, photographs, illustrations, icons, texts, video clips, written and other Proprietary Information) is copyrighted and protected under treaty provisions and world-wide copyright laws, unless otherwise noted, and is VenFin's property ("VenFin's Proprietary Information"). You may not sell, reproduce, distribute, modify, display, publicly perform, prepare derivative works based on, report or otherwise use any VenFin Proprietary Information in any way for any public or commercial purpose. Furthermore, you may not use or display VenFin's Proprietary Information on any other Website or in a networked computer environment for any purpose. If you violate any of these terms, your permission to use VenFin's Proprietary Information will automatically terminate and you must immediately destroy any copies you have made of VenFin's Proprietary Information. Any unauthorised use of VenFin's Proprietary Information by you may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Your Submissions or Communications
Any communication or material you transmit to the Website by electronic mail or otherwise, including, but not limited to, any data, questions or answers, comments, suggestions, or the like, will be treated as non-confidential and non-proprietary by VenFin.

By posting communications to the Website, you automatically grant VenFin a royalty-free, perpetual, irrevocable non-exclusive licence to use, reproduce, modify, publish, edit, translate, distribute, perform, and display such communication(s) alone, or as a part of other works in any form, media, or technology whether now known of hereafter developed and to sublicense such rights to anyone. Anything you transmit or post may be used by VenFin or licensed to others by VenFin for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast and posting, or developing, manufacturing and marketing products using such information.

Privacy
VenFin analyses aggregate and non-personally identifiable data relating to usage of this site. E-mail addresses and other personally identifying data about you are made known to VenFin when submitted to us. In addition, we may use previously submitted E-mail addresses and other contact information to communicate with visitors to the Website.

Disclaimer
The information on this site is intended for general information purposes only and is not intended to serve as financial or other advice. Whilst VenFin tries to ensure that the information on this site is accurate and complete, much of the information is supplied to us by third parties. VenFin is not able to check the accuracy or completeness of that information. Your use of the Website is at your own risk. VenFin does not warrant or represent that VenFin's Proprietary Information is accurate, error-free, truthful or reliable or that your use of VenFin's Proprietary Information will not infringe rights of third parties. VenFin does not warrant that the functional aspects of the Website will be error free or that this Website or the server that makes it available is free of viruses or other harmful components. If your use of this Website or VenFin's Proprietary Information results in the need for servicing or replacing property, material, equipment or data, VenFin is not responsible for those costs. Without limiting the foregoing, everything on the Website is provided to you "AS IS" and "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF REASONABLE CARE AND SKILL, OR NON-INFRINGEMENT. VenFin makes no warranties about the accuracy, reliability, completeness, or timeliness of the VenFin Proprietary Information, software text, graphics, and links, or about results to be obtained from using the Website.

Trademark Notice
The trademarks, logos and service marks that you see on this site are registered and unregistered trademarks of VenFin or its affiliates or are licensed to VenFin Limited by third parties. Nothing contained on the Website should be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any trademark displayed on this Website without the written permission of VenFin or third party who owns the trademark. Your misuse of any trademark displayed on the Website, or any other content on the Website, except as provided herein, is strictly prohibited.

Copyright Notice
All contents of this VenFin Website is subject to copyright protection and reproduction of the content, or any part thereof, is prohibited without prior consent from VenFin.

Links
On this site you may be offered links to other sites operated by parties other than VenFin. The inclusion of any link to such sites does not imply endorsement by VenFin of the sites or the services or products offered on such sites. VenFin has not reviewed all of the sites linked to this Website and is not responsible for the content or accuracy of any off-site pages or any other sites linked to this Website. Your linking to any other off-site pages or other sites is at your own risk.

You may not establish a link to this Website from a third party site, unless:

• The link does not imply any association, endorsement or sponsorship by VenFin of such site or any products or services offered on such site.
• The link is to the VenFin home page at (http://www.venfin.co.za).
• The linked pages from the Website are displayed without alteration of any kind; specifically, you may not cause a user's web browser to display a "framed" version of this Website in response to activating a link.

Termination
You agree that VenFin may terminate your use of the Website if VenFin reasonably believes that you have violated or acted inconsistently with the letter or spirit of this Agreement, or violated the rights of VenFin or any third party, or for any reason with or without notice to you. You agree that VenFin may modify or discontinue this Website, with or without notice to you. You agree that VenFin will not be liable to you or any third party as a result of such modification or discontinuation. The provisions entitled "Your Submissions and Communications", "Disclaimer", "Limitation of Liability" and "General Provisions" will survive termination of this Agreement.

Limitation of Liability
Under no circumstances whatsoever shall VenFin be liable for any loss arising out of or in connection with the use of information available from this Website whether direct or indirect including, without limitation, any liability relating to any loss of use, interruption of business, lost profits or lost data, or incidental, special or consequential damages of any kind regardless of the form of action, whether in contract, tort (including negligence) or otherwise.

Enforceability
If any of the foregoing is not fully enforceable for any reason, the remainder shall nonetheless continue to apply.

Jurisdiction
These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa without giving effect to any principles of conflict of law. You hereby consent to the exclusive jurisdiction of the High Court of South Africa in respect of any disputes arising in connection with your use of this Website, or these terms and conditions or any matter related to or in connection therewith.

General Provisions
Unless otherwise specified, the information and Proprietary Information in this site are presented solely for informational purposes. VenFin makes no representation that VenFin's Proprietary Information is appropriate or available for use in every country of the world. You use this Website at your own risk and are responsible for compliance with applicable local laws, keeping in mind that access to VenFin's Proprietary Information may not be legal by certain persons or in certain countries. Any cause of action you may have with respect to this Website must be commenced within three years after the claim or cause of action arises or such claim or cause of action is barred. The waiver by VenFin of a breach of any provision of this Agreement will not be interpreted as a waiver of any other or subsequent breach.

VenFin Limited
25 Quantum Street
Techno Park
Stellenbosch
7600